Finance Tip for The Everygirl

  • Copy by: Brittney Castro, CFP®
  • Illustration by:: Grace Niu

As you may have heard before, “It’s not how much money you make but how much money you keep that makes the difference.”  But what if you can make more money?  Then you can decide to save more money, invest more money, and use more money to give back to your community.  I believe income is a huge factor in wealth creation over time, and we, as women, need to get better at asking for more of it. Learn how to ask for more money during your working years by using sites like, to improve your negotiating skills.  With more knowledge and education, you can become more comfortable asking for a higher salary or higher fees in business.  Start practicing your negotiating skills with a friend and then try to implement these skills into your life.  Many of us are already familiar with negotiating—with our kids, with friends when choosing a lunch location—so now start paying attention to what works and what doesn’t work.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. This post was contributed by Brittney Castro, CFP® professional and creator of   Brittney Castro is not affiliated with Brittney A. Castro is a registered representative with and securities offered through LPL Financial, Member FINRA/SIPCCalifornia Insurance License #0F33895