Achieve Financial Success Challenge

So far in the Best Self Challenge, you have set resolutions, upgraded your health, and optimized your fitness. But if there’s one classic New Year’s resolution that’s constantly elusive, it has to do with money. Every year, we promise ourselves that we’ll spend less and save more—and every year, it seems like that goal gets harder to achieve. Luckily, all of the resources you need to finally get your finances in control this year are at your fingertips with this week of Best Self Challenge. For week four, we’re tapping into “rich girl” energy with plenty of finance tips, podcast episodes, and exercises to get you motivated to feel in control of your money.

Maybe your “rich girl” energy in 2026 looks like saving up for a down payment on a house; maybe it looks like starting your investing journey; maybe it looks like romanticizing your money routines and improving your confidence; or maybe it means simply learning how to actually stick to a spending plan. No matter your goal, there are so many things you can do to propel yourself to financial success. Without further ado, here is week four of The Everygirl’s Best Self Challenge: tapping into “rich girl” energy.

Tuesday, January 20: Listen to “Make Money Like ‘That Girl:’ How to Glow Up Your Finances in 2026, With Tori Dunlap”

Tori Dunlap—bestselling author, financial feminist icon, and founder of Her First $100K—is back on The Everygirl Podcast, and she’s holding nothing back. Tori shares exactly what she’d do right now if she wanted to level up her finances: We talk the money moves every woman should be making in 2026, the financial “rules” you need to break, and the mindset shifts that will make you truly unstoppable. Tori also opens up about the guilt and pressure of being a financially independent woman in a world that still tells women to stay small—and why she believes it’s your obligation to get rich (not to hoard money, but to heal, to give, and to help change the system for everyone else). Whether you want to grow your income, build an emergency fund, finally stop feeling anxious about money, or just feel more empowered in your everyday life, this episode is the financial wellness pep talk you didn’t know you needed.

Wednesday, January 21: Have a financial check-in date with yourself

Time for a money date! Grab a journal, spreadsheet, or your budgeting platform of choice, and get down to business. Add up all your necessary expenses per month, check in on your budget, set up automation for bills and paying debt, etc. If you need a little treat to get through this check-in, we won’t judge—positive reinforcement is what makes a habit.

Thursday, January 22: Listen to “The Rich Girl Playbook: 6 Money Habits To Become The CEO Of Your Life“

We’re stepping fully into our rich girl era; this solo episode is your 2026 money mindset upgrade. Josie is breaking down six game-changing money habits that will help you lead your life (and your bank account) with intention, confidence, and clarity. From rebranding budgets and “fun money,” to setting up a weekly bad b*tch money ritual, this episode is for the woman who’s ready to build wealth on her own terms. We’re talking “eff off funds,” how to view every purchase as an investment, and why money is a radical act of self-worth. Plus, Josie gets real about how AI is helping her run her finances, and how every dollar is your employee with a job to do. Whether you’re starting from scratch or already on your wealth-building journey, this episode will help you feel powerful, grounded, and unapologetically in charge of your financial future. Because rich girl energy isn’t about what you have–it’s about how you move.

Friday, January 23: Pick a finance affirmation you need for this year

We all have those days when we could use a little extra affirmation as we strive to reach our financial goals. Read through this list of finance affirmations and pick one that stands out so you can return to it throughout the year, and then write it on a post-it note to post on your desk or make it your phone background.

Saturday, January 24: Read “Buy Less, Buy Better: The Everygirl’s 2026 Consumption Rules”

Motivated by the conversation and that desperate-to-declutter new year feeling, we’re rounding up our own list of consumption rules. From donating one item for every new purchase to finally unsubscribing from those retail emails that tempt impulse purchases, this article contains the small shifts we’re making to avoid overconsumption—without losing the fun of playing with something new every now and then.

Sunday, January 25: Make a spending plan that works for you

Ready to launch yourself into 2026 with the financial wellness basics in your back pocket? Create a spending plan that works for you, adjusting your budget based on what matters most to you right now. You can either reevaluate what’s working and what’s not working from your 2025 spending plan or start from scratch. You’ll close out the month ready to crush your financial goals this year.

Monday, January 26: Find your 2026 money horoscope

Apparently, there are quite a few planets changing signs in 2026, and with this restructuring, we’re offered the opportunity to rethink our financial habits and rules. So whether you are looking to break old habits, make a risky investment, or stick to your budget for once, you’re in luck. Our contributing astrology says that financial discipline is on the horizon, and it’s going to benefit your long-term savings more than ever before. Ready to discover your 2026 money horoscope? Read here.

MEET JOSIE

Josie Santi, Podcast Host & Senior Wellness Editor

Josie has been an editor and writer for The Everygirl since 2017 and became a certified Holistic Health Coach in 2020. As the Senior Wellness Editor, she oversees, writes, and edits wellness content, as well as reports on wellness trends and interviews the industry’s leading experts. Listen to Josie on The Everygirl Podcast.

READ JOSIE’S FULL BIO